Affordable Term Life, Health and Long Term Care Insurance - Cincinnati, Ohio

<a href="AboutUs.aspx?IsFramed=True">About Us</a><br> <a href="ContactUs.aspx?IsFramed=True">Contact Us</a><br> <a href="HowItWorks.aspx?IsFramed=True">How it Works</a><br> <a href="../HealthInsurance/ContactUs.aspx?IsFramed=True">Health Insurance Contact</a><br> <a href="../HealthInsurance/Default.aspx?IsFramed=True">Health Insurance</a><br> <a href="../HealthInsurance/Glossary.aspx?IsFramed=True">Health Insurance Glossary</a><br> <a href="../LifeInsurance/Calculator.aspx?IsFramed=True">Life Insurance Calculator</a><br> <a href="../LifeInsurance/Default.aspx?IsFramed=True">Life Insurance</a><br> <a href="../LifeInsurance/Glossary.aspx?IsFramed=True">Life Insurance Glossary</a><br> <a href="../LifeInsurance/Quotes.aspx?IsFramed=True">Life Insurance Quotes</a><br> <a href="../LongTermCare/ContactUs.aspx?IsFramed=True">Long Term Care Contact</a><br> <a href="../LongTermCare/Default.aspx?IsFramed=True">Long Term Care</a><br> <a href="../LongTermCare/Glossary.aspx?IsFramed=True">Long Term Care Glossary</a><br> <p><span class="Heading1a">HowIt</span><span class="Heading1b">Works</span></p> <p> <span class="Heading2a">Step 1:</span><span class="Heading2b">Get a personalized instant quote</span><br> Once you have entered your personal information you will need to decide on an amount of insurance and the guaranteed term that will meet your personal needs. Click on the “View Quote Here” button and it will process your quote. Our quoting engine will show the most competitive companies by premium. All companies listed are rated A or higher with AM Best. </p> <p> <span class="Heading2a">Step 2:</span><span class="Heading2b">Select a product</span><br> Once you have reviewed your options, choose the product that best suits your needs. Click on “request application” and you will be asked to enter some additional information to make sure the appropriate state application is mailed to you. When this has been completed click on “process your request” button. </p> <p> <span class="Heading2a">Step 3:</span><span class="Heading2b">Fill out an Application</span><br> Within 24 hours after processing your request, one of our life insurance specialists will give you a call to confirm your information and answer any questions that you may have. You will then be sent an application promptly to complete the highlighted areas, to return it in the pre-paid envelope. </p> <p> <span class="Heading2a">Step 4:</span><span class="Heading2b">Paramedical Exam & Underwriting</span><br> Your exam will be ordered when your application is received. An examiner will call you within 24-48 hours to schedule your exam. The exam is usually completed within 30 minutes and is at no cost to you. Your application and exam will then be reviewed by an underwriter at the insurance company. (This process usually will take up to 4-6 weeks). </p> <p> <span class="Heading2a">Step 5:</span><span class="Heading2b">Policy Delivery & Activating your Policy</span><br> Once your policy is approved and issued by the insurance company it will be mailed out to you promptly. You will then have a period of time, usually 2-3 weeks, to review the policy and return all forms and premiums due (delivery requirements). The insurance company will activate your policy once they have received your delivery requirements. </p>